it is our policy that we are not providing or doing any financial advising for families. we help them understand that this is a grant, this is a loan, you have to repay a loan. we help them understand their long-term obligation. but we are not qualified, nor should we be making decisions for families. we cannot tell them, you cannot come here because you cannot afford to be here. we do not know what additional resources they might have. you need to consider carefully what this will mean long-term. host: marian wang, the official from new york university -- what do you think the role of universities in guiding students for the future is? traditionally, it has been what randy has said.